Group Benefits

CA-GroupBenefits.jpg

Employee benefits are offered by employers for two primary reasons: Recruiting and retaining quality employees. With the rising cost of benefits, it is easy to understand why owners, CFOs, and even HR directors are beginning to view benefits as just another expense. However, this loses sight of the importance of benefits in creating a productive and loyal workforce. Cobbs Allen’s Employee Benefits Division can help employers strike a balance that accomplishes the employer’s objective and control cost by providing consultative support based on broad experience with what works.

Our Benefits Advisors provide consulting and client support for all benefit plans including:

  • Medical (self-funded/fully-insured)
  • Consumer Driven Health Plan (HRA/HSA)
  • Dental
  • Vision
  • Life Insurance Plans
  • Accidental Death and Dismemberment Plans
  • Short-Term and Long-Term Disability Plans
  • Voluntary Benefits
  • Long-Term Care Plans
  • Employee Assistance Programs
  • Worksite Benefits
  • Flexible Spending Accounts

 

Creating an employee benefit program that is both affordable for the employer and perceived as valuable by the employees, is not a simple task. We guide you through the process allowing you to develop and manage your benefit program to be cost effective while achieving optimum employee satisfaction.

Our services include:

  • Assistance in Development of Benefit Goals and Objectives
  • Benefit Products Brokerage
  • Insurer/Administrator Intermediary
  • Design and Implementation of Benefit Programs
  • Benefit Plan Communication and Enrollment Services
  • Contract Review
  • Benchmarking
  • Actuarial Reporting and Consultation
  • Claims Analysis
  • Merger and Acquisition Assistance/Due Diligence
  • Benefits & HR Staff Support