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Insights

Thaw Your New Year's Goals

Posted by David Ytterberg on February 3, 2015

It’s Feb. 3. If you’re like the rest of America, it’s likely you’ve already fallen behind on one or more goals for 2015. All those well intentioned plans have gotten mixed in with day-to-day interruptions. Maybe you just forgot, or maybe you just thought of something new to tackle. 

Thankfully we’re never trapped to relive the same day over and over again like Bill Murray in ‘Groundhog Day.’ There’s still room to redeem the year, the month and even the week. Besides, New Year’s Day isn’t the only starting point for goals. Maybe tomorrow is even better.

It’s not about perfection next year; it’s about progress tomorrow.

With that said, here are three steps for getting on track with existing goals or for planning action steps for new ones.


Cobbs Allen CEO Interviewed By Business Insurance

Posted by David Ytterberg on February 2, 2015

Focusing on niche expertise, strong client service and acquisitions enables small and midsize commercial brokerage businesses to win larger shares of the industry. 

According to Business Insurance, an authority on news about risk management for a number of industries, the fragmented U.S. brokerage industry provides plenty of opportunities. 


Compliance Checklist for HIPAA Special Enrollment

Posted by Tracy Leeth on November 14, 2014

Legislative Brief

Compliance Checklist for HIPAA Special Enrollment


HIPAA requires group health plans to provide a special enrollment opportunity outside of the plan’s initial enrollment period or annual open enrollment period in certain situations. Special enrollment must be made available in the following three situations:


Compliance Checklist for HIPAA Nondiscrimination Rules

Posted by Tracy Leeth on November 13, 2014

Legislative Brief

HIPAA prohibits group health plans and health insurance issuers from discriminating against individuals based on health factors with respect to eligibility, premiums or coverage. Health factors include health status, medical condition (including both physical and mental illnesses), claims experience, receipt of health care, medical history, genetic information, evidence of insurability (including conditions arising out of acts of domestic violence and participation in activities such as motorcycling, snowmobiling, all-terrain vehicle riding, horseback riding, skiing and other similar activities) and disability.


Changes to HIPAA Rules: HITECH Act

Posted by Tracy Leeth on November 13, 2014

Legislative Brief

Changes to HIPAA Rules: HITECH Act


President Obama signed the Health Information Technology for Economic and Clinical Health Act (HITECH Act) into law on Feb. 17, 2009. The HITECH Act contained health information technology provisions and also made significant changes to the privacy and security requirements of the Health Insurance Portability and Accountability Act of 1996 (HIPAA Privacy and Security Rules).