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Insights

Compliance Corner: 1094/1095 Reporting

Posted by Tracy Leeth on June 23, 2015

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In order to enforce the Affordable Care Act's (ACA) Employer Responsibility and Individual Mandates and reconcile with Marketplace subsidies, the IRS requires certain employers, insurers, and other parties to furnish information annually including - full-time employment status, health plan offers and covered individuals - to name a few.



Compliance Corner: SBC Final Rules

Posted by Tracy Leeth on June 17, 2015

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Today, the Internal Revenue Service, the U.S. Department of Labor, and Health and Human Services released final regulations for the Affordable Care Act's Summary of Benefits and Coverage (SBC) requirements. HHS also released a "Fact Sheet" to accompany the release of the regulations. The regulations largely follow and consolidate prior SBC guidance with little change.



2015 Captive Seminar Series

Posted by Angela Wolfe on May 14, 2015

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During the month of April, Cobbs Allen hosted our first captive seminars of 2015. Tim Gallagher and Joe Parelli from Captive Resources were the key note speakers at the first seminar at Vestavia Country Club on Thursday April 23rd. The second captive seminar featured Andrew Clayton and Ron Cornwell from Pareto Captive and Mlliman, respectively.


A Closet of Caring

Posted by Angela Wolfe on May 6, 2015

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Recently, we had the opportunity to present Children’s of Alabama with a $10,000 contribution to help create the Care Closet. The new Care Closet will help meet the ever growing need for patient assistance with essential care items for patients in need at the hospital. 


Disclaimer: This article is intended for informational purposes only and is not intend to be legal or professional advice. You should not act or rely on information in this article without first seeking the advice of an attorney.

The Consumer Financial Protection Bureau (CFPB or Bureau) markets itself as the federal government’s new “cop on the beat to patrol the consumer financial services markets.” Since even its marketing scheme evokes a strict law-and-order regime, it should come as no surprise that the Bureau is approaching the markets it regulates with an “enforcement-first” attitude, and private sector schools are in the line of fire as evidenced by the Bureau’s recent lawsuit against ITT Educational Ser vices. But no CFPB lawsuit proceeds without some formal factgathering beforehand, and the ITT matter almost certainly began with the Bureau’s primary investigatory tool, the Civil Investigative Demand (CID).


New Webinar Affordable Care Act Reporting

Posted by Tracy Leeth on March 20, 2015

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As we know, the Affordable Care Act (ACA) continues to be the law of the land, and 2015 brings new requirements for employers.  We all know that large business—those with 100 or more full-time equivalent employees (FTEs)—must offer affordable health coverage that meets minimum value standards or they will be exposed to potential penalties if a full-time employee receives subsidized coverage through a Health Insurance Marketplace / Exchange.  And, transition relief from penalties is available for many medium-sized companies (i.e., those with 50-99 FTEs on average in 2014).


How Does Your Dress Code Measure Up?

Posted by Vanessa Lolli on March 13, 2015

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Call it Spring Cleaning, if you will, but the changing of the seasons is an ideal time to dust off your company’s dress code policy and address the often more laid back attire of brighter days — and warmer months. 

Examining whether existing policies address a company’s casual attire can help better communicate expectations with employees. By doing this small task, you may be able to alleviate some of the headaches associated with those employees who take casual dress benefits a bit too far. 


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