Wellness programming is a popular initiative, but influencing people to change their habits is difficult. When a small percentage of employees drive the majority of paid claims each plan year, it is crucial to educate, empower and incentivize them to make better health decisions. In many cases, “at risk” individuals do not even realize they should be modifying their lifestyles.

When a small percentage of employees drive the majority of paid claims each plan year, it is important to find ways to identify the employees who may be driving up future claims costs.